Common Insurance Company Tactics After a Car Accident

A close up of a man in a business suit's hands going through paperwork with a pen Most of us know that dealing with an insurance company is rarely straightforward, especially when encountering the complexities of filing a medical claim. If you’ve recently been injured in a motor vehicle accident, you may have these past experiences in mind as you start the process of pursuing compensation for your injuries and property damage.

As experienced car accident attorneys, we are here to advocate for accident victims as they navigate this process. We are familiar with many insurance company tactics, including:

  • Asking for a recorded statement. The other driver’s insurance company may contact you and imply that you need to give a recorded statement. They want to get you to divulge certain details, apologize, or imply that the accident was minor in nature. The recording can then be used against you.
  • Offering a low settlement quickly. Claims adjusters want to close the claim as quickly and cheaply as possible. Even when acting in good faith, the insurance company may offer you a settlement before the full extent of your injuries and losses are clear. Once you accept their low offer, it will be impossible to ask for more later.
  • Arguing that your injuries aren’t that serious. Claims adjusters can use medical records, evidence of preexisting conditions, or even pictures of you from social media to dispute the severity of your injuries. This is why it’s important to seek medical care immediately after your accident and contact a knowledgeable lawyer to advocate for you. Our attorneys use good medical documentation to pursue maximum injury compensation for clients.

The above are only a few of the tactics you may encounter. While insurance adjusters have a job to do just like anyone else, they aren’t always looking out for your best interest first and above all else. In situations like these, it helps to have an experienced advocate on your side who has an idea of what you may be owed and what constitutes an unfair offer.

Get an Attorney Who is Looking Out for You

If you were recently injured in a motor vehicle accident in Oklahoma and would like an experienced attorney on your side – who will negotiate and communicate with the insurance company so you don’t have to – please call Johnson & Biscone at 405-232-6490. We have been advocating for our clients in Oklahoma for decades, and we look forward to discussing your options.

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