At Johnson & Biscone, we’ve spent decades helping injured workers throughout Oklahoma City, Edmond, Norman and surrounding areas understand their legal options. With over 90 years of combined experience, we know how to build strong third-party claims and get our clients the compensation they deserve.
What Is a Third-Party Claim?
A third-party claim is a type of personal injury lawsuit you can file when someone other than your employer caused or contributed to your workplace injury.
Unlike workers’ compensation, which provides benefits regardless of fault, a third-party claim allows you to hold negligent individuals or companies accountable in civil court.
These cases can offer compensation for pain and suffering, full wage loss and other damages that workers’ comp doesn’t fully cover.
Workers’ Comp vs. Third-Party Lawsuits
Workers’ Compensation:
- No need to prove fault
- Covers medical bills & partial lost wages
- Filed through employer’s insurance
- Limited compensation
Third-Party Claim:
- Must prove negligence
- Can include full lost wages, pain & suffering, and more
- Filed as a civil lawsuit
- Potential for higher compensation
Examples of Third-Party Liability
Not every workplace injury qualifies for a third-party lawsuit, but many do. Common examples include:
- A construction worker injured by a subcontractor’s unsafe work.
- A defective machine or tool causes an accident — the manufacturer may be liable.
- A delivery driver hit by a negligent motorist while on the job.
- A slip and fall at a client’s property due to poor maintenance.
If your injury involves someone who isn’t employed by your company, you may have a valid third-party claim.
Know Your Options in Oklahoma
Every injury case is different, and Oklahoma’s laws around workplace injuries can be complex. That’s why it’s critical to speak with an attorney who knows how to navigate both workers’ comp and personal injury law.
At Johnson & Biscone, we listen to your story, explain your options, and help you make the best legal decision for your future.
If you’ve been injured at work and suspect that someone other than your employer might be responsible, don’t settle for workers’ comp alone. Call 405-232-6490 to schedule your free case review today.
