Many people associate Social Security benefits with retirement. But if you’re unable to work due to a medical condition, Social Security Disability Insurance (SSDI) may provide the financial support you need — regardless of age.
At Johnson & Biscone, P.A., we understand how overwhelming the SSDI process can be. Complex regulations, strict deadlines, and frustrating paperwork can make filing a claim stressful. Let us take the burden off your shoulders.
Call (405) 232-6490 today to learn more about our services in Oklahoma City and schedule your free consultation.
What Is SSDI?
SSDI is a federal program that pays benefits to individuals who can’t work due to a “total disability,” a condition that:
- Prevents you from doing your previous work.
- Creates challenges in doing other work.
- Is expected to last at least one year.
Unfortunately, SSDI does not cover short-term or partial disabilities, per Social Security Administration (SSA) rules.
Who Is Eligible for SSDI?
To qualify for SSDI, applicants must:
- Have worked and paid into Social Security for a significant portion of their lives.
- Be unable to work due to injury, illness, or disability.
The SSA maintains a list of qualifying conditions, including:
- Musculoskeletal conditions: Fractures, joint dysfunction, amputation.
- Neurological disorders: Epilepsy, brain injury, multiple sclerosis.
- Cardiovascular issues: Chronic heart failure.
- Immune system disorders: HIV, lupus.
- Mental health conditions: Severe depression, bipolar disorder.
- Certain cancers, and more.
Children born with disabilities and spouses of SSDI recipients may also qualify under certain conditions.
Not sure if you qualify? Contact us for a free case review.
How Long Does a SSDI Claim Take?
Approval timelines vary but typically take three to five months. If an appeal is required, it could extend up to two years. Having an experienced attorney can help avoid delays and ensure your application is complete.
Medicare Eligibility
If approved for SSDI, you automatically qualify for Medicare after 24 months. This includes:
- Part A: Hospital insurance (automatic)
- Part B: Medical insurance (optional)
Medicare helps cover long-term healthcare costs tied to your disability.
Why Speak With an Attorney at Johnson & Biscone Before Filing Your SSDI Claim?
The government denies 63% of SSDI applications on the first attempt, often due to:
- Missing or weak medical evidence
- Incomplete paperwork
- Missed deadlines
At Johnson & Biscone, P.A., clients benefit from working directly with experienced attorneys who understand the challenges of Social Security Disability claims. With over 100 years of combined legal experience, the firm’s lawyers personally handle cases from start to finish.
Johnson & Biscone ensures you meet directly with an attorney from your first consultation onward. Based in Oklahoma City and serving clients statewide to make sure your case is taken care of, their hands-on approach helps clients avoid common SSDI claim mistakes and build strong cases.
Frequently Asked Questions (FAQs)
Common reasons for claim denial include incomplete medical evidence, exceeding income limits, or application errors.
The appeals process typically involves four stages:
- Reconsideration: A new review of your claim
- Hearing: Presenting your case to an Administrative Law Judge
- Appeals Council Review: Requesting a higher-level review
- Federal Court: Filing a lawsuit, if necessary
Yes, as long as you stay below the SSA’s Substantial Gainful Activity (SGA) income limit. The SSA offers a Trial Work Period where you can test your ability to work without losing benefits.
The SSA conducts periodic Continuing Disability Reviews (CDRs). If your condition improves, benefits may stop. You have the right to appeal if you disagree with the SSA’s decision.
You’ll typically receive benefits 5 months after your established disability date. Payments start 30 to 60 days after approval and may include back pay in a lump sum.
- SSDI provides benefits based on your work history and Social Security contributions.
- SSI (Supplemental Security Income) offers benefits to individuals with limited income and resources, regardless of work history.
Both programs help disabled individuals, but they have different qualification criteria.
Many SSDI claims are denied due to avoidable errors. Knowing these mistakes can help you submit a stronger application:
- Applying too early without enough medical records
- Not explaining how your condition limits your ability to work
- Missing a medical exam scheduled by Social Security
- Using outdated or incomplete medical records
What Our Clients Say
“Emily Biscone fought for me like a warrior. Soldiers defend, and warriors bring war. I was found fully favorable, and it wouldn’t be possible without her excellent work.”
-Anonymous
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Focused Experience in Disability Law
Unlike firms that dabble in disability law, Johnson & Biscone has built a dedicated SSDI practice. We’ve helped Oklahomans secure the benefits they deserve – and we’re ready to do the same for you.
Call (405) 232-6490 or use our online contact form to schedule your complimentary consultation. We proudly serve Oklahoma City, Edmond, Norman, and communities statewide.
