Your insurance company owes you fair dealings in good faith. They may be handling your claim in bad faith when they refuse to give you your benefits. It depends on the reasons for denial.
There are completely reasonable grounds for denying a claim, such as:
- The accident was completely your fault
- You didn’t get a diagnosis for your injuries
- The claim wasn’t filed properly
- The insurance policy doesn’t apply to the situation
You deserve a legitimate explanation if your claim was denied and may have a case based on bad faith dealings if you were denied for the following reasons:
- The claim is denied without a reason
- The insurer doesn’t properly investigate the claim
- Certain evidence or documentation is ignored
- You don’t receive the payment in a reasonable amount of time
- The insurer drags out the investigative process
It’s not enough to simply be unhappy with the outcome as a policyholder, nor would a simple mistake rise to the level of bad faith. But the insurer has certain obligations to you, and our attorneys can determine if those obligations were ignored or lied about.
Oklahoma has specific laws defining what is and what is not a bad faith dealing on the part of an insurance company. Our attorneys have many years of experience and can help you decide what to do next. We know how intimidating it can be to deal with your insurer, especially when they’ve denied your recent claim, and we know how to communicate with insurers to obtain the best possible results for our clients.
Get An Experienced Advocate on Your Side
If you have a legitimate claim for insurance benefits, you don’t deserve to have that claim denied unreasonably. Speak to our experienced attorneys about how you can achieve the benefits you are owed. Call Johnson & Biscone in Oklahoma City at 405-232-6490.
