The Impact of Part-Time Work on SSDI Benefits

Older woman on SSDI using a laptop at home to research part-time work options Receiving Social Security Disability Insurance (SSDI) doesn’t always mean you have to stop working — but earning even a little too much could put your benefits at risk. It’s a fair question, especially if you’re trying to supplement your income while managing a long-term disability. The rules can be confusing, and making a mistake could affect your monthly payments.

Our attorneys at Johnson & Biscone, P.A., have decades of combined experience handling disability claims. We work with clients throughout Oklahoma City to clarify how employment and disability benefits intersect under current Social Security Administration (SSA) rules.

Can You Work Part-Time While Receiving SSDI?

The SSA does allow individuals to earn income from part-time work, but only up to a certain amount. Earning too much is considered a substantial gainful activity (SGA), which may disqualify you from receiving benefits.

As of 2025, the SGA limit for non-blind individuals is $1,620 per month. If you earn more than that, the SSA may determine that you’re no longer eligible for SSDI.

How Part-Time Work Can Affect Your Benefits

The SSA offers a Trial Work Period (TWP), which allows you to test your ability to work for up to nine months without losing benefits. During this time, you can earn more than the SGA limit, but the SSA will continue paying your SSDI.

After the TWP ends, any month in which you earn over the SGA limit may count against your benefits. 

It’s also important to understand that not all work is treated equally. Even if you earn less than the limit, the SSA may still review your job duties, hours worked, or whether your role indicates you’re capable of substantial employment. That’s why it’s important to document your work activity accurately and consistently.

Why Legal Guidance Helps

The rules around SSDI and part-time work are complex. A simple oversight can result in benefit suspension or loss, even if you’re trying to follow the rules. If you’re unsure how your job might affect your SSDI eligibilitytalking to a lawyer can give you clarity.

Have questions about working while on SSDI? Call Johnson & Biscone at 405-232-6490 to set up a free case review with an experience attorney who will help you protect your benefits. 

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